What Happens to
Your Family If You're
Not Here Tomorrow?
Without a plan, Florida law decides who raises your children, who inherits your home, and who can speak for you in a medical emergency. Take back control before something forces your hand.
What Is Estate Planning
and Why Do You Need It?
Most people think estate planning is something you do when you're old or wealthy. The truth is, if you have a child, a home, a bank account, or anyone who depends on you, you need a plan today.
In this video, Natalia walks you through the basics of Florida estate planning in plain English, what documents you need, and what happens to your family if you wait too long.
Book Your Free Discovery Call
Every Day Without a Plan Is a Day
Florida Decides for You
Florida's intestacy laws are not cruel, but they are rigid. They do not know your family. They do not know your wishes. And they cannot be overridden after the fact.
You have minor children
Without a Plan
A Florida judge picks their guardian. If 911 is called and no one is designated, your children go to foster care that same night.
With a Plan
You name the guardian, the backup, and exactly how their inheritance is managed. Nobody raises your kids but who you chose.
You own a home or have savings
Without a Plan
Probate is public, slow, and expensive. On a $1 million estate, legal fees alone can reach $60,000, and that is before a bond of $150,000 or more.
With a Plan
A properly funded trust transfers assets privately and immediately, with no court, no creditor free-for-all, and no public record.
You become incapacitated
Without a Plan
Without a Power of Attorney in place, a family can spend $55,000 or more in less than a year just to gain legal authority over an incapacitated adult. No caps. No shortcuts. No exceptions.
With a Plan
A Power of Attorney and Healthcare Directive give your chosen people instant authority, with zero court involvement.
Everything Your Family Needs,
Under One Roof
Living Trusts
Avoid probate, protect your privacy, and transfer assets directly to your loved ones. No court, no delays.
Last Will & Testament
Name guardians for your children, direct your assets, and make your wishes legally binding in Florida.
Power of Attorney
Designate someone you trust to manage your finances and legal affairs if you cannot act for yourself.
Healthcare Directives
Decide in advance who makes your medical decisions and what treatments you authorize.
Living Will
Specify your end-of-life care preferences so your family is never forced to make that call alone.
Special Needs Trusts
Protect a loved one with special needs without disqualifying them from government benefits.
Parental Lifeline Package
A complete protection package for parents with minor children. Everything your family needs, in one place.
Beneficiary Designations
Ensure your retirement accounts, life insurance, and financial accounts pass to exactly the right people.
My Probate Cost
Find out exactly what probate would cost your estate in Florida. Use our free calculator to see the numbers before it is too late to act.
Advanced Planning Techniques
Irrevocable trusts, strategic gifting, and more. For families and investors who need planning that goes beyond a basic will or revocable trust.
Estate Planning Is Not Just for
the Wealthy or the Elderly
Business Owners and Real Estate Investors
You built something. Without a plan, a health crisis or unexpected death can leave your business in limbo and your family unprotected at the same time. We handle both in one integrated strategy.
Book a Discovery CallFamilies with Homes in Florida
Your home is likely your largest asset. Adding a name to the title or downloading a deed online can cost you your homestead exemption, trigger gift tax issues, and expose the property to creditors. We protect it the right way.
See Living TrustsParents with Young Children
If something happens to you tonight, who raises your kids? Who manages their money? These decisions belong to you, not a Florida judge. The Kids Safety Legacy Plan covers every gap.
Kids Safety Legacy Plan
Three Myths That Are Costing
Florida Families Everything
"Estate planning is only for wealthy people."
The Reality
When Prince died without a plan, his family paid $10 million to sort out the chaos. Your family does not have that buffer. Planning matters more when resources are limited.
"My spouse gets everything automatically."
The Reality
False. We have seen a spouse lose their home to a stepchild because of how Florida law works without a plan. Being married does not mean automatic inheritance.
"I cannot afford it right now."
The Reality
Planning with us costs less than one-tenth of what Florida's default probate and guardianship process will cost your family. Cheap planning is the expensive kind.
Getting Protected Is Easier
Than You Think
Book Your Discovery Call
A short call with our team to understand your family, your assets, and your goals. No pressure, no obligation.
We Build Your Custom Plan
In your Legacy Planning Session, we tailor your plan to your situation, your family structure, and Florida law. Nothing generic, nothing off the shelf.
Sign and Stay Supported
Your documents are executed and legally binding. From this day forward, your family is protected and we stay with you to keep your plan current.
500+
Florida Families Protected
5.0
Google Rating
2009
Practicing Since
4x
Published Author
Natalia Ouellette-Grice, Esq.
Florida Estate Planning Attorney
We Do What Other Firms
Skip
Most firms hand you documents and send you home. At LCO Law, we assess your family dynamics, address tax consequences, and assist and guide you through the funding process so you never feel alone. A plan that is not funded is an expensive paperweight.
- Natalia holds a Master of Laws in Taxation, which is rare for estate planning attorneys
- We train the people you appoint to agent roles so they know what to do when it matters
- Flat fees for estate planning services. No surprises.
- We stay with our clients for a minimum of 3 years to keep the plan current
- We assist and guide you through the funding process so your trust actually works, which most firms skip entirely
Watch the Free Estate Planning Webinar
Not ready to book a call yet? Watch Natalia's on-demand webinar, Wealth, Wills and Trusts, and learn exactly what is at risk, what Florida law actually does to your estate, and what a real plan looks like. No sales pressure. Just clarity.
Register for Free Webinar
Ready to Protect What
Matters Most?
Pick a time that works for you. Our team will reach out to confirm and prepare for your call.
Prefer to call? (813) 480-2106
The Best Time to Plan
Was Yesterday.
The second best time is today. One call with our team is all it takes to start protecting the people you love.